Get expert guidance on the best home loan options tailored to your profile — lowest interest rates, fast approval, and end-to-end documentation support.
Estimate your monthly EMI instantly.
We partner with India's leading banks and NBFCs to get you the lowest interest rates, fastest approvals, and a completely hassle-free borrowing experience.
Access to all major lenders including SBI, HDFC, ICICI, Axis, Kotak, LIC Housing and more.
Our dedicated finance team processes applications rapidly — pre-approval within 72 hours.
We handle all paperwork — from property documents to income proof and KYC coordination.
Specialist NRI home loan advisory — from eligibility check to disbursement entirely online.
Most banks offer up to 80–90% of the property value (LTV ratio) subject to your income, credit score, and age. The maximum loan amount varies by lender — some offer up to ₹10 Cr for salaried individuals and more for self-employed. Our finance team will match you with the lender offering the best LTV for your profile.
Key documents include: Identity proof (Aadhaar, PAN), address proof, salary slips (last 3 months), bank statements (6 months), Form 16 / ITR (2-3 years), property documents, and passport-size photographs. For NRIs, additionally: passport, visa, overseas employment contract, and NRE/NRO account statements. Biglity's finance team will create a personalised checklist for you.
As of April 2026, home loan interest rates start from 8.50% p.a. from SBI and other leading lenders for salaried applicants with a CIBIL score above 750. Rates vary by lender, loan amount, tenure, and your credit profile. Our finance advisory team will negotiate the best available rate on your behalf across 15+ lenders.
Yes, home loans are available for both under-construction (UC) and ready-to-move (RTM) properties. For UC properties, banks disburse the loan in tranches linked to construction progress. Tax benefits on interest payments are available only from the year of possession for UC properties, whereas RTM properties offer immediate tax benefits.
A fixed rate loan maintains the same EMI throughout the tenure regardless of RBI policy changes, providing certainty but typically at a higher rate. A floating rate loan is linked to the RBI Repo Rate (via EBLR) and fluctuates — your EMI may change, but you benefit from rate cuts. Most borrowers prefer floating rates in a declining interest rate environment. Our advisors can guide you on the best option for your tenure and outlook.
Access to SBI, HDFC, ICICI, Axis, Kotak, LIC HFL and all major lenders in one place.
Pre-approval in 72 hours with our dedicated banking relationships.
We handle all paperwork — just share your documents with us.
Specialist NRI home loan processing from anywhere in the world.
Our specialist advisors have deep local market knowledge and will help you find the perfect property matching your goals and budget.